Academic Articles

The Mortgage-Equity Valuation technique is not a new concept.  Over 50 years ago the brightest minds in the real estate appraisal industry were using Mortgage-Equity Analysis.  However, without the power of desk-top computers, the Mortgage-Equity technique could not handle projections of uneven income flows.  As a result, the DCF using an overall discount rate came into fashion.  Now with the Mortgage-Equity Appraisal Software, appraisers can develop a value commercial real estate that is mathematically accurate.